Mortgage Rates

Condo Resale Home Loan

Latest Singapore condo resale home loan rates compared across banks. Updated weekly.

Last updated: 13 Jun 2026

Fixed Rate Packages

Bank	Package	Rate	Lock-in	Min Loan	Notes
HSBC	HSBC Home Loan - 1Y Fixed Rates	1.4%	0Y	$800,000	Y1: 1.4% / Y2: 1.4% / Y3: 1.45% / After: 2.05%
HSBC	HSBC Home Loan - 2Y Fixed Rates	1.4%	2Y	$1,000,000	Y1: 1.4% / Y2: 1.4% / Y3: 2.05% / After: 2.05%
Standard Chartered	SCB 1 Years Fixed Rate _	1.4%	2Y	$1,200,000	Y1: 1.4% / Y2: 1.45% / Y3: 1.5% / After: 2.05%
DBS	1 Year Fixed 1.45%	1.45%	2Y	$1,000,000	Y1: 1.45% / Y2: 1.43% / Y3: 1.48% / After: 2.08%
Standard Chartered	SCB 2 Year Fixed Rate	1.45%	2Y	$1,200,000	Y1: 1.45% / Y2: 1.45% / Y3: 1.5% / After: 2.05%
CIMB	CIMB Bank 2 Year Fixed Rate For Completed/Private Property	1.45%	2Y	$1,000,000	Y1: 1.45% / Y2: 1.45% / Y3: 1.78% / After: 2.08%
UOB	Promotional 2Y Fixed (Completed Property)	1.5%	2Y	$500,000	Y1: 1.5% / Y2: 1.5% / Y3: 1.58% / After: 2.08%
DBS	2 Years Fixed 1.55%	1.55%	2Y	$500,000	Y1: 1.55% / Y2: 1.55% / Y3: 2.08% / After: 2.08%
DBS	2 Years Fixed 1.60%	1.6%	2Y	$500,000	Y1: 1.6% / Y2: 1.6% / Y3: 2.08% / After: 2.08%
RHB Bank	1 YR FIXED RATE RESIDENTIAL	1.65%	2Y	$500,000	Y1: 1.65% / Y2: 1.55% / Y3: 1.65% / After: 1.85%
OCBC	2 year Fixed	1.65%	2Y	$1,000,000	Y1: 1.65% / Y2: 1.65% / Y3: 1.67% / After: 2.17%
RHB Bank	2 YEARS FIXED RATE RESIDENTIAL	1.68%	2Y	$500,000	Y1: 1.68% / Y2: 1.68% / Y3: 1.65% / After: 1.85%
OCBC	3 years Fixed	1.7%	3Y	$700,000	Y1: 1.7% / Y2: 1.7% / Y3: 1.7% / After: 2.08%
RHB Bank	2 YEARS FIXED RATE RESIDENTIAL	1.85%	2Y	$200,000	Y1: 1.85% / Y2: 1.85% / Y3: 1.65% / After: 1.85%
Standard Chartered	SCB 3 Year Fixed Rate	1.88%	3Y	$1,200,000	Y1: 1.88% / Y2: 1.88% / Y3: 1.88% / After: 2.05%
DBS	3 Years Fixed 1.90%	1.9%	3Y	$300,000	Y1: 1.9% / Y2: 1.9% / Y3: 1.9% / After: 2.08%
DBS	3 Years Fixed 2.05%	2.05%	3Y	$300,000	Y1: 2.05% / Y2: 2.05% / Y3: 2.05% / After: 2.08%
Singapura Finance	Private Residential	2.8%	2Y	$100,000	Y1: 2.8% / Y2: 2.8% / Y3: 100% / After: 6%
CITI	2Y Fixed Rate	3%	2Y	$1,000,000	Y1: 3% / Y2: 3% / Y3: 100% / After: 2.08%
CITI	1Y Fixed Rate	3.15%	2Y	$1,000,000	Y1: 3.15% / Y2: 1.63% / Y3: 1.83% / After: 2.08%
Maybank	2 Year Fixed Rate	3.3%	2Y	$100,000	Y1: 3.3% / Y2: 3.3% / Y3: 2.05% / After: 2.05%
Maybank	3 Year Fixed Rate	3.75%	3Y	$100,000	Y1: 3.75% / Y2: 3.75% / Y3: 3.75% / After: 2.05%

HSBC

HSBC Home Loan - 1Y Fixed Rates

1.4%

Lock-in: 0Y Min Loan: $800,000

Y1: 1.4% / Y2: 1.4% / Y3: 1.45% / After: 2.05%

HSBC

HSBC Home Loan - 2Y Fixed Rates

1.4%

Lock-in: 2Y Min Loan: $1,000,000

Y1: 1.4% / Y2: 1.4% / Y3: 2.05% / After: 2.05%

Standard Chartered

SCB 1 Years Fixed Rate _

1.4%

Lock-in: 2Y Min Loan: $1,200,000

Y1: 1.4% / Y2: 1.45% / Y3: 1.5% / After: 2.05%

DBS

1 Year Fixed 1.45%

1.45%

Lock-in: 2Y Min Loan: $1,000,000

Y1: 1.45% / Y2: 1.43% / Y3: 1.48% / After: 2.08%

Standard Chartered

SCB 2 Year Fixed Rate

1.45%

Lock-in: 2Y Min Loan: $1,200,000

Y1: 1.45% / Y2: 1.45% / Y3: 1.5% / After: 2.05%

CIMB

CIMB Bank 2 Year Fixed Rate For Completed/Private Property

1.45%

Lock-in: 2Y Min Loan: $1,000,000

Y1: 1.45% / Y2: 1.45% / Y3: 1.78% / After: 2.08%

UOB

Promotional 2Y Fixed (Completed Property)

1.5%

Lock-in: 2Y Min Loan: $500,000

Y1: 1.5% / Y2: 1.5% / Y3: 1.58% / After: 2.08%

DBS

2 Years Fixed 1.55%

1.55%

Lock-in: 2Y Min Loan: $500,000

Y1: 1.55% / Y2: 1.55% / Y3: 2.08% / After: 2.08%

DBS

2 Years Fixed 1.60%

1.6%

Lock-in: 2Y Min Loan: $500,000

Y1: 1.6% / Y2: 1.6% / Y3: 2.08% / After: 2.08%

RHB Bank

1 YR FIXED RATE RESIDENTIAL

1.65%

Lock-in: 2Y Min Loan: $500,000

Y1: 1.65% / Y2: 1.55% / Y3: 1.65% / After: 1.85%

OCBC

2 year Fixed

1.65%

Lock-in: 2Y Min Loan: $1,000,000

Y1: 1.65% / Y2: 1.65% / Y3: 1.67% / After: 2.17%

RHB Bank

2 YEARS FIXED RATE RESIDENTIAL

1.68%

Lock-in: 2Y Min Loan: $500,000

Y1: 1.68% / Y2: 1.68% / Y3: 1.65% / After: 1.85%

OCBC

3 years Fixed

1.7%

Lock-in: 3Y Min Loan: $700,000

Y1: 1.7% / Y2: 1.7% / Y3: 1.7% / After: 2.08%

RHB Bank

2 YEARS FIXED RATE RESIDENTIAL

1.85%

Lock-in: 2Y Min Loan: $200,000

Y1: 1.85% / Y2: 1.85% / Y3: 1.65% / After: 1.85%

Standard Chartered

SCB 3 Year Fixed Rate

1.88%

Lock-in: 3Y Min Loan: $1,200,000

Y1: 1.88% / Y2: 1.88% / Y3: 1.88% / After: 2.05%

DBS

3 Years Fixed 1.90%

1.9%

Lock-in: 3Y Min Loan: $300,000

Y1: 1.9% / Y2: 1.9% / Y3: 1.9% / After: 2.08%

DBS

3 Years Fixed 2.05%

2.05%

Lock-in: 3Y Min Loan: $300,000

Y1: 2.05% / Y2: 2.05% / Y3: 2.05% / After: 2.08%

Singapura Finance

Private Residential

2.8%

Lock-in: 2Y Min Loan: $100,000

Y1: 2.8% / Y2: 2.8% / Y3: 100% / After: 6%

CITI

2Y Fixed Rate

Lock-in: 2Y Min Loan: $1,000,000

Y1: 3% / Y2: 3% / Y3: 100% / After: 2.08%

CITI

1Y Fixed Rate

3.15%

Lock-in: 2Y Min Loan: $1,000,000

Y1: 3.15% / Y2: 1.63% / Y3: 1.83% / After: 2.08%

Maybank

2 Year Fixed Rate

3.3%

Lock-in: 2Y Min Loan: $100,000

Y1: 3.3% / Y2: 3.3% / Y3: 2.05% / After: 2.05%

Maybank

3 Year Fixed Rate

3.75%

Lock-in: 3Y Min Loan: $100,000

Y1: 3.75% / Y2: 3.75% / Y3: 3.75% / After: 2.05%

Floating Rate Packages

Bank	Package	Rate	Lock-in	Min Loan	Notes
HSBC	HSBC Home Loan - 1M Comp SORA	1.25%	2Y	$600,000	Y1: 1.25% / Y2: 1.25% / Y3: 1.45% / After: 1.8%
HSBC	HSBC Home Loan - 3M Comp SORA	1.28%	2Y	$600,000	Y1: 1.28% / Y2: 1.28% / Y3: 1.48% / After: 1.83%
Standard Chartered	SCB 3M or 1M SORA Rate	1.3%	2Y	$1,200,000	Y1: 1.3% / Y2: 1.3% / Y3: 1.45% / After: 1.65%
UOB	Completed 2Y Lock Floating	1.36%	0Y	$500,000	Y1: 1.36% / Y2: 1.38% / Y3: 1.73% / After: 1.83%
DBS	2 Years Floating (3MSORA)	1.36%	2Y	$700,000	Y1: 1.36% / Y2: 1.38% / Y3: 1.83% / After: 1.83%
RHB Bank	1M SORA	1.4%	2Y	$500,000	Y1: 1.4% / Y2: 1.4% / Y3: 2.05% / After: 2.05%
RHB Bank	1M SORA	1.45%	2Y	$200,000	Y1: 1.45% / Y2: 1.45% / Y3: 2.05% / After: 2.05%
CITI	3M SORA Package	1.58%	2Y	$800,000	Y1: 1.58% / Y2: 1.58% / Y3: 1.68% / After: 2.08%
DBS	2 Years Floating (3MSORA)	1.68%	2Y	$500,000	Y1: 1.68% / Y2: 1.68% / Y3: 1.73% / After: 2.08%
Maybank	3M Compunded SORA Rate	1.78%	1Y	$100,000	Y1: 1.78% / Y2: 1.78% / Y3: 1.78% / After: 2.08%

HSBC

HSBC Home Loan - 1M Comp SORA

1.25%

Lock-in: 2Y Min Loan: $600,000

Y1: 1.25% / Y2: 1.25% / Y3: 1.45% / After: 1.8%

HSBC

HSBC Home Loan - 3M Comp SORA

1.28%

Lock-in: 2Y Min Loan: $600,000

Y1: 1.28% / Y2: 1.28% / Y3: 1.48% / After: 1.83%

Standard Chartered

SCB 3M or 1M SORA Rate

1.3%

Lock-in: 2Y Min Loan: $1,200,000

Y1: 1.3% / Y2: 1.3% / Y3: 1.45% / After: 1.65%

UOB

Completed 2Y Lock Floating

1.36%

Lock-in: 0Y Min Loan: $500,000

Y1: 1.36% / Y2: 1.38% / Y3: 1.73% / After: 1.83%

DBS

2 Years Floating (3MSORA)

1.36%

Lock-in: 2Y Min Loan: $700,000

Y1: 1.36% / Y2: 1.38% / Y3: 1.83% / After: 1.83%

RHB Bank

1M SORA

1.4%

Lock-in: 2Y Min Loan: $500,000

Y1: 1.4% / Y2: 1.4% / Y3: 2.05% / After: 2.05%

RHB Bank

1M SORA

1.45%

Lock-in: 2Y Min Loan: $200,000

Y1: 1.45% / Y2: 1.45% / Y3: 2.05% / After: 2.05%

CITI

3M SORA Package

1.58%

Lock-in: 2Y Min Loan: $800,000

Y1: 1.58% / Y2: 1.58% / Y3: 1.68% / After: 2.08%

DBS

2 Years Floating (3MSORA)

1.68%

Lock-in: 2Y Min Loan: $500,000

Y1: 1.68% / Y2: 1.68% / Y3: 1.73% / After: 2.08%

Maybank

3M Compunded SORA Rate

1.78%

Lock-in: 1Y Min Loan: $100,000

Y1: 1.78% / Y2: 1.78% / Y3: 1.78% / After: 2.08%

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Disclaimer: The mortgage rates and loan packages displayed on this platform (SellMyHouse.sg) are compiled strictly for informational, comparison, and educational purposes only. While we make every effort to maintain accuracy, interest rates, lock-in periods, and bank terms change frequently and without prior notice.

The data presented here does not constitute financial advice, an investment recommendation, an offer, or a solicitation to enter into any financial contract. SellMyHouse.sg is an independent listing platform and is not an MAS-licensed financial adviser, lender, or credit broker.

Users are strongly advised to independently verify all final rates, promotional terms, and eligibility criteria directly with the respective financial institutions or a licensed financial professional before making any commitment. SellMyHouse.sg accepts no liability for any financial loss, damages, or decisions made in reliance on the information provided on this website.

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