Skip to main content
SellMyHouse.sg
Market Strength

How deep and capable is the pool of buyers driving demand?

Who is able to buy: household income by decile and what each decile can borrow, the housing stock by dwelling type, new-launch and resale transaction volumes, and the flats reaching MOP each year.

6 charts · SingStat, URA, HDB and MAS

Click the i icon on any chart to see what it shows and why it's in the report.

Households by dwelling type

What does this chart do? What it shows The split of resident households across HDB flat types, condominiums and landed homes. Why it's in the report Maps the upgrade ladder — the large HDB base is the pool of future private-property upgraders. Toggle full width Full screen Export as image

Source: Resident Households by Type of Dwelling, data.gov.sg

Household income by decile

What does this chart do? What it shows Average monthly household employment income (including employer CPF contributions) for each of the ten income deciles, from the lowest-earning 10% to the highest. Why it's in the report Sizes the spending power of the buyer pool and feeds the affordability chart. Toggle full width Full screen Export as image

Source: Key Household Income Trends, SingStat

What each decile can afford

What does this chart do? What it shows Each income decile’s approximate maximum purchase price, derived from its income using the MAS rules (TDSR 55%, LTV 75%) at a 30-year loan tenure. Why it's in the report Translates incomes into buying power, showing how many households can afford which price bands. Toggle full width Full screen Export as image

Computed at TDSR 55%, LTV 75%, 4% p.a. medium-term stress rate (MAS floor), 30-year tenure.

Source: Derived: SingStat income deciles + MAS TDSR 55% / LTV 75%

New private homes sold by developers

What does this chart do? What it shows Units sold by developers in the primary market per period (URA new-sale records, excluding Executive Condominiums). Why it's in the report Primary-market absorption is a direct, timely read on live buyer demand. Toggle full width Full screen Export as image

Sum of units per URA new-sale record; excludes Executive Condominiums.

Source: URA private residential transactions

HDB upgrader wave: units reaching MOP

What does this chart do? What it shows The number of HDB units estimated to reach their 5-year Minimum Occupation Period each year (estimated MOP year = completion year + 5). Why it's in the report Flats clearing MOP become eligible to sell or upgrade — the pipeline of upgraders entering the resale and private markets. Toggle full width Full screen Export as image

Estimated MOP year = completion year + 5, since actual key-collection dates are not published. Year-level granularity only; blocks with no recorded completion year are excluded; counts reflect total units in each block, not units still unsold since MOP.

Source: HDB property information, data.gov.sg

Resale transaction volumes (HDB + condo)

What does this chart do? What it shows Resale transaction counts over time for HDB flats and private condominiums. Why it's in the report Healthy resale turnover shows a liquid market with willing buyers and sellers on both sides. Toggle full width Full screen Export as image

HDB resale data runs from 1990; URA only publishes ~5 years of condo transaction history via its API, so the condo line starts later — a data-availability limit, not zero transactions before that date.

Source: HDB resale, data.gov.sg; URA private transactions

Disclaimer: The property transaction and rental data displayed on SellMyHouse.sg are aggregated from publicly available sources (including data.gov.sg and URA) and are intended for general informational and educational purposes only. While we strive to keep the information updated and accurate, SellMyHouse.sg makes no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, or suitability of the data. These figures are indicative estimates derived from publicly available data — not a formal valuation or financial advice.

Any property estimates, historical trends, or calculated averages shown are automated approximations and do not constitute formal valuations, financial, legal, or real estate advice. Users should independently verify all transaction details and consult with a licensed real estate professional or qualified advisor before making any financial decisions or property commitments. SellMyHouse.sg shall not be held liable for any loss or damage arising from the use of or reliance on this information.

The other four questions

Has Singapore property held its value through every major crisis?

Prices through the Asian Financial Crisis, SARS, the global financial crisis and Covid. What fell, how far, and how long recovery took. 2 charts · URA, HDB and SingStat

Are households financially strong enough to keep carrying — and buying — property?

What Singapore households own set against what they owe, quarter by quarter — cash, CPF and financial assets stacked against total debt. 2 charts · SingStat

How scarce is the supply of land and new homes?

Unsold private housing inventory by market segment and launch status, and government land sales on the Confirmed and Reserve Lists. 4 charts · URA and HDB

Do rental returns still reward owning Singapore property?

Rents against the rental index, vacancy, gross yields on HDB and condo, and where SORA sits against them. 4 charts · URA, HDB and MAS