Mortgage Rates

HDB Home Loan

Compare the latest HDB home loan rates in Singapore from major banks. Updated weekly.

Last updated: 13 Jun 2026

Fixed Rate Packages

Bank	Package	Rate	Lock-in	Min Loan	Notes
DBS	3 Years Fixed 1.50%	1.5%	3Y	$500,000	Y1: 1.5% / Y2: 1.5% / Y3: 1.5% / After: 2.08%
Singapura Finance	HDB	2.8%	2Y	$100,000	Y1: 2.8% / Y2: 2.8% / Y3: 100% / After: 6%
Maybank	2 Year Fixed Rate	3.3%	2Y	$100,000	Y1: 3.3% / Y2: 3.3% / Y3: 2.05% / After: 2.05%
Maybank	3 Year Fixed Rate	3.75%	3Y	$100,000	Y1: 3.75% / Y2: 3.75% / Y3: 3.75% / After: 2.05%

DBS

3 Years Fixed 1.50%

1.5%

Lock-in: 3Y Min Loan: $500,000

Y1: 1.5% / Y2: 1.5% / Y3: 1.5% / After: 2.08%

Singapura Finance

HDB

2.8%

Lock-in: 2Y Min Loan: $100,000

Y1: 2.8% / Y2: 2.8% / Y3: 100% / After: 6%

Maybank

2 Year Fixed Rate

3.3%

Lock-in: 2Y Min Loan: $100,000

Y1: 3.3% / Y2: 3.3% / Y3: 2.05% / After: 2.05%

Maybank

3 Year Fixed Rate

3.75%

Lock-in: 3Y Min Loan: $100,000

Y1: 3.75% / Y2: 3.75% / Y3: 3.75% / After: 2.05%

Floating Rate Packages

Bank	Package	Rate	Lock-in	Min Loan	Notes
Maybank	3M Compunded SORA Rate	1.78%	1Y	$100,000	Y1: 1.78% / Y2: 1.78% / Y3: 1.78% / After: 2.08%

Maybank

3M Compunded SORA Rate

1.78%

Lock-in: 1Y Min Loan: $100,000

Y1: 1.78% / Y2: 1.78% / Y3: 1.78% / After: 2.08%

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Disclaimer: The mortgage rates and loan packages displayed on this platform (SellMyHouse.sg) are compiled strictly for informational, comparison, and educational purposes only. While we make every effort to maintain accuracy, interest rates, lock-in periods, and bank terms change frequently and without prior notice.

The data presented here does not constitute financial advice, an investment recommendation, an offer, or a solicitation to enter into any financial contract. SellMyHouse.sg is an independent listing platform and is not an MAS-licensed financial adviser, lender, or credit broker.

Users are strongly advised to independently verify all final rates, promotional terms, and eligibility criteria directly with the respective financial institutions or a licensed financial professional before making any commitment. SellMyHouse.sg accepts no liability for any financial loss, damages, or decisions made in reliance on the information provided on this website.

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